Investment Accounts
Deposit Accounts | Checking | Savings
Planning for the future is more of a marathon than a sprint. These accounts are designed to help keep your finances healthy. You will receive a higher rate of return on your deposits than with a traditional Savings Account.
Money Market Account
If you want to earn more money on your deposits but also want the convenience of making withdrawals at any time, this account may be your best option.
- Pays higher dividends than traditional savings accounts.
- Dividends are paid on three levels, based on the amount invested. Minimum Average Daily Balance to earn dividends is $2,000.
- There are no term requirements for your investment.
- Minimum withdrawal is $500.
- Includes Life Savings Insurance.
- Your deposits are federally insured by the NCUA up to $250,000.
Share Certificates
Our convenient term options and low minimum deposit make this a great investment option for everyone.
- Only requires a $1,000 minimum investment.
- Invest for a specific amount of time: 12, 24, 36 or 48 months.
- Earn a higher return rate than savings.
- When your term is up, your money will automatically roll-over into a new term unless you specify otherwise.
- Your deposits are federally insured by the NCUA up to $250,000.
Individual Retirement Accounts (IRAs)
Saving for retirement is more important than ever. You can have the peace of mind that comes with knowing that you are well-prepared for the future by investing in one of our IRA accounts.
Colleges are also getting more and more expensive. How much will it cost for your child to go to college? The Coverdell Education Savings Account (formerly the Education IRA) is a convenient way to save money for a college education.
- Earn higher returns than savings.
- No minimum balance to earn dividends.
- May provide tax advantages. (Consult your tax advisor.)
- Use to plan ahead for retirement or education expenses.
- Choose from Traditional or ROTH IRAs, or the Coverdell Education Savings Account (formerly the Education IRA).
- These IRAs earn dividends and are not invested in the stock market. Therefore, you know your investment will not lose value.
- Traditional and ROTH IRAs are federally insured by the NCUA up to $250,000.
- Coverdell Education Savings Accounts are federally insured by the NCUA up to $100,000.
