Don't Fall for a Text Scam.

You can beat the scammers.

woman holding a smart phone

Text scams are happening across the country and right here locally.

The Better Business Bureau has been warning consumers to watch out for a text message scam that tries to trick you into giving away your account information. Use the following tips to prepare and protect yourself.

  1. Do not respond to unwanted texts or emails from questionable sources.

    Several mobile service providers will allow you to forward unwanted spam texts by simply forwarding it to 7726 (or "SPAM"). This helps the providers to prevent future unwanted texts from the specific sender.

  2. Do not reply with "STOP" to phishing/scam texts.

    Doing this will confirm to the scammers that your phone number is valid and you may be targeted for more scams.

  3. If you receive any of these unwanted text messages you can file a complaint with the FCC and the FTC.

    Unwanted commercial text messages are covered under the FCC's "CAN-SPAM" act, just as unwanted emails are. Contact the FCC at www.fcc.gov or (888) 225-5322 and the FTC at www.ftc.gov or (877) 382-4357.

  4. Treat unsolicited e-mail or text message requests for financial information or other personal data with suspicion.

    Unsolicited means the e-mail or text wasn't initiated in response to an action by you. Do not reply to the unsolicited text or respond by clicking on a link within the unsolicited e-mail message.

  5. Look up phone numbers listed in e-mails or text messages. Do not call any phone numbers listed in the message, they may not be legitimate.

    Verify the company's actual phone number and use that number instead.

  6. Contact the actual business that supposedly sent the message to verify if it is genuine.

    Visit a secure web site or call a phone number that you know to be legitimate.

  7. Only enter personal information on a secure web site that you know to be legitimate.

    When entering personal data at a Web site, look for a "locked padlock" in the browser or "https" at the beginning of the site address to make sure the site is secure.

  8. Your bank, credit union, or credit card issuer would never ask you to send Social Security numbers, account numbers, passwords, or PINs within an e-mail message or text.
  9. Be cautious. Check your monthly statements to verify all transactions. Notify your bank immediately of any erroneous or suspicious transactions.

For more information about this scam and how to protect yourself, visit the Better Business Bureau.