Now you don't have to choose between the flexibility of a HELOC or the steady payments of a fixed rate loan. You can have both with our new HybridHELOCk.
The HybridHELOCk option lets you use our regular Home Equity Line of Credit, and then lock in your rate at any time.
You can see more about what it is and how it works at hybridhelock.com.
A flexible line of credit is a great way to use your equity for whatever needs might come up, and now is the perfect time to get one here at RVCCU.
We are currently offering a very low introductory rate and a special payment offer.
If you have a single project or need and won't need to borrow more money, our Home Equity Loan may be the right option for you.
Loan offers are subject to credit approval and restrictions may apply. Our Financial Service Representatives can give you more details and answer any questions you may have.
RVCCU will cover up to $750 of the closing costs associated with the loan, including a $500 Origination Fee. The Origination Fee will be refunded to you after keeping your loan active and in good standing for 36 months. Other closings costs include an Appraisal, Attorney Document Preparation, Flood Certification, and Recording Costs. Total closing costs will vary but will typically be at least $1,250. You will be responsible for all closing costs above $750. Property Insurance is required. Flood Insurance may be required.
We are an Equal Housing Lender. View information about the Secure and Fair Enforcement for Mortgage Licensing Act and our HMDA Disclosure.