RVCCU logo

Vehicle Loans

You don't have to have a big payment to get a great vehicle.

Why get your loan here?

family camping

No More Payment Struggle

We can either get you a great loan payment right from the start or we can help you lower the payment you already have. You don't have to be afraid of the end of the month.

The Benefits of Membership

You might be able to lower your loan rate with our many rate discounts.

There are no application fees.

We will never charge you prepayment penalties.

Your loan decision will be made within 24 hours.

You can set up automatic payments from your RVCCU Savings or Checking account or make your payment through Payroll Deduction if it's available from your employer.

More Buying Power

Having your loan ready before you shop gives you more power to negotiate the price of your car instead of focusing on loan terms—which is what the dealership wants. When you get your loan here, you can skip the high-pressure meeting with the dealership's finance officer.

Shopping Smart

You don't have figure out everything on your own. Come to us before you shop and we'll give you a free Black Book Value Report for purchases and trade-ins through our Auto Buyer Advocate service.

We'll also help you figure out what kind of payment and car price you can afford without breaking your budget.

What kinds of vehicles?

woman riding a jetski

As long as the vehicle has a valid title, it may qualify for financing.

New and Used Autos
Includes cars, trucks, and motorcycles

New and Used Recreational Vehicles
Includes boats, RVs, ATVs, personal watercraft, campers, and trailers

How much can I finance?

man touching a white car

We will work to get you on the road.

New autos and recreational vehicles
100% financing up to the negotiated sales price

Used autos
up to 110% financing of the Black Book Value

Used recreational vehicles
100% of Black Book Value

Our loan terms range from 36 to 84 months depending on the age of the vehicle, loan amount, and your credit history.