Checking Accounts
Don't Pay Fees to Use Your Own Money
Starting June 1, 2024, we will no longer be sending Non-Sufficient Funds (NSF) fee notices to our members. The monthly statements will show all recent NSF fees.
Here you'll never be charged fees for not meeting a minimum balance, or not having direct deposit, or visiting a teller—most banks can't say the same.
It's simple. RVCCU Checking Accounts are built to suit you, not stress you out.
Valley Free Checking
Worrying about your checking account shouldn't be a thing.
Why worry about minimum balance requirements or monthly account fees? You've got enough on your mind.
You'll get:
MasterCard™ Debit Card
Mobile card management with the MyMobileMoney app
Online security through MC SecureCode
Easy account access
Online and mobile access through eValley
Online BillPayer+
eStatements
Phone access through Member Connect
Mobile deposit
Deposit checks on the go.
Free ATM network
Skip the ATM fees with our local and nationwide network of free ATMs
Overdraft Protection
Avoid having your transactions declined and checks returned by using Member Privilege, your Savings Account, or both
You'll never worry about:
Minimum balance requirements
Monthly service charges or fees
Monthly transaction number limits or requirements
Per-check fees for written checks
Valley Gold Checking
Sometimes all you need is a second chance.
Did you make mistakes with a checking account in the past and now can't open a new one at other banks?
This account is for members who need a chance to rebuild their "checking credit." You'll get many of the same benefits as our regular checking accounts, but with a few restrictions and a small monthly fee. (Download our Truth-in-Savings Disclosure)
If you think this might be the right option for you, please talk to one of our FSRs to learn more.