Checking Accounts

Don't Pay Fees to Use Your Own Money

Here you'll never be charged fees for not meeting a minimum balance, or not having direct deposit, or visiting a teller—most banks can't say the same.

It's simple. RVCCU Checking Accounts are built to suit you, not stress you out.


Valley Free Checking

Worrying about your checking account shouldn't be a thing.

Why worry about minimum balance requirements or monthly account fees? You've got enough on your mind.

You'll get:

MasterCard™ Debit Card

  • Mobile card management with the MyMobileMoney app

  • Online security through MC SecureCode

Easy account access

  • Online and mobile access through eValley

  • Online BillPayer+

  • eStatements

  • Phone access through Member Connect

Mobile deposit

  • Deposit checks on the go.

Free ATM network

  • Skip the ATM fees with our local and nationwide network of free ATMs

Overdraft Protection

  • Avoid having your transactions declined and checks returned by using Member Privilege, your Savings Account, or both

You'll never worry about:

  • Minimum balance requirements

  • Monthly service charges or fees

  • Monthly transaction number limits or requirements

  • Per-check fees for written checks


Valley Gold Checking

Sometimes all you need is a second chance.

Did you make mistakes with a checking account in the past and now can't open a new one at other banks?

This account is for members who need a chance to rebuild their "checking credit." You'll get many of the same benefits as our regular checking accounts, but with a few restrictions and a small monthly fee. (Download our Truth-in-Savings Disclosure)

If you think this might be the right option for you, please talk to one of our FSRs to learn more.