What is membership? We're glad you asked.
Many people wonder why they have to join a credit union and why they can't just open an account like they would at a bank.
The answer is in the different ways credit unions and banks are set up. Credit unions are not for profit cooperatives, and have to follow rules about who can open accounts. This means that only certain groups of people can open accounts, and when you do, you become an owner of the credit union. That is why you "join," and why we'll call you a "member" and not a "customer."
If you still have questions about membership or any of our services, please call or email us, or check out our Frequently Asked Questions.
Yes, You Can Join.
"Community" is our middle name.
Our membership requirements are simple:
Do you live, work, go to school, or worship anywhere in Roanoke City, Roanoke County, Vinton, Salem, or Botetourt?
If so, you can join.
You can also join if you are an immediate relative or household member of an existing RVCCU member.
Membership means something.
Banking here means more than saving tons of money on your loans, getting rid of high-fee accounts, or enjoying great local service.
It also means that you're a part of something bigger. Because we're a not for profit cooperative, you benefit from our success, not a group of stockholders.
Let us show you how being a member beats being a customer.