Holiday Skip-a-Pay

Holiday Skip-a-Pay

You've Been Making Your Payments. Now Give Your Budget a Little Break.

You've been making your loan payments throughout the year, keeping up with your responsibilities and managing life's expenses.

But the holidays can bring a few extra demands on your budget.

At Roanoke Valley Community Credit Union, we understand that sometimes a little flexibility can make a big difference.

That's why we're offering eligible members the opportunity to skip a loan payment this holiday season.

Whether it's making room for holiday traditions, covering an unexpected expense, or simply keeping a little extra money in your account, Holiday Skip-a-Pay gives you the flexibility to decide what matters most.

You've been making your payments. This holiday season, you may have the option to skip one.

How It Works

If your loan qualifies, you may be able to skip an eligible payment between November 1 and December 31, 2026.

It's a simple way to give your budget a little breathing room without taking out another loan.

APPLY BY OCTOBER 31, 2026

Holiday Skip-a-Pay is available November 1–December 31, 2026, on eligible loans in good standing. Loans must be current, with no payment extensions granted during the previous 12 months. The first payment on a new loan is not eligible. Interest continues to accrue during the skipped-payment period, which may increase total interest paid and extend the repayment period. Credit cards, Holiday Helper loans, home equity loans, and mortgage loans are excluded. Funds normally applied to eligible loans through payroll deduction will be deposited into the member's savings account. Subject to approval. Other restrictions may apply.